Appliance Insurance Choice Home Warranty

 

A Choice Home Warranty is a type of extended limited warranty. Customers can purchase a one-year warranty up front or pay in monthly installments. Then, when an appliance covered by the warranty breaks down, they must make a claim. Once they have a breakdown, a local service professional will contact them to schedule an appointment. Costs depend on the state you live in. You must check with the company to find out which service plan is right for your home.

Choice Home Warranty offers two service plans

The Choice Home Warranty covers gas and electric appliances, as well as free-standing appliances. Some appliances are not covered, however, including clocks, rotisseries, racks, and door seals. Additionally, the Choice Home Warranty does not cover water closets, sinks, or plumbing fixtures. To learn more about this coverage, read our review below. We also offer a comparison of the two plans, and provide some tips to choose the right one for your home.

You can choose between two different types of service plans to cover the cost of replacing appliances in your home. The Choice Home Warranty has flexible cancellation policies. You can cancel your coverage at any time without incurring a cancellation fee, although you will have to pay an administration fee of $50 to terminate your coverage. The good news is that you can file as many claims as you'd like, and you can cancel at any time during the coverage period. Choose whichever service plan works best for you.

Costs vary based on your state

The Choice Home Warranty covers your appliances for free, as long as they're still under warranty. The coverage is for a period of one year from the date of purchase and begins 30 days after acceptance. You can cancel your coverage at any time, and the company will refund your premium, less the $50 administration fee. However, if you cancel your coverage within the first year, you'll forfeit the full amount of the premium you pre-paid for. The total amount of coverage is not limited to one year, and you'll be able to file as many claims as you like, so you'll want to file as soon as possible.

The costs vary based on your state, but in general, most home warranty companies have similar coverage. There are some exceptions to this rule, so you need to do your research before choosing a home warranty. In some states, you can even opt to add more coverage. You can also choose a combination plan to ensure that you're fully protected. You can choose from basic or combination plans, as well as more comprehensive policies.

Coverage for pre-existing conditions

Whether you buy an appliance insurance choice home warranty, a standard home warranty, or a more comprehensive warranty plan, you should carefully review the terms and conditions before making your final decision. A home warranty cannot cover pre-existing conditions, such as a malfunction or lack of maintenance. While many companies do require you to get an inspection before protection begins, some will not. Taking the time to understand the terms of coverage can help you avoid potential headaches.

In addition to a standard contract, the Choice Home Warranty contract contains a number of exclusions. For example, the warranty contract doesn't cover seals on refrigerator doors, ductwork, or sump pumps. The contract is also very picky about what it covers, and you might be stuck with a broken refrigerator or air conditioner without any warranty coverage. In addition, you won't be covered if you had a pre-existing condition or neglected to maintain it properly.

Customer satisfaction

Choice Home Warranty is known for its fast claim approval process. Customers are notified of approval or denial within four business days. They are contacted by a pre-approved service technician, and pay an $85 service fee upon arrival. Depending on the problem, the company may agree to replace the system or appliance, or cover the cost of repairs. If the problem is not covered by the warranty, the customer does not have to pay for another service call.

Although Choice Home Warranty covers many types of appliances, it does not cover all types of damages. Customers must have a home inspection before the policy takes effect. This warranty does not cover everything, but is offered nationwide. Customers generally praise Choice's service. Many are pleased with the company's representatives, speedy response times, and competitive pricing. The company has several locations nationwide. While some customers have expressed dissatisfaction with the service provided, overall customer satisfaction is generally high.